Terms of Use
Last Updated: September 2026
1. Acceptance of Terms
The terms and conditions set forth apply to your use of the Employee Benefit Planning Association Web Site, collectively referred to as the Web Site. By using the Web Site, you agree to comply with all of the terms of use set forth herein. The right to use the Web Site is personal to you and is not transferable to any other person or entity.
2. Age Restriction
By using this Web Site, you represent and warrant that you are at least 18 years of age. If you are under 18 years of age, you are not authorized to use or register for this Web Site or subscribe to our messaging services.
3. Payment Policy
All sales are final. Refunds must be requested 5 days prior to an event in writing or by email. Credits may be issued to be used for future event registrations.
4. SMS / Mobile Messaging Terms
By opting in to receive SMS notifications from the Employee Benefit Planning Association (EBPA), you agree to the following terms:
- Program Description & Use Cases: Mobile messages are sent to notify members and participants about event registrations, meeting reminders, membership status updates, golf tournament alerts, and general administrative association notices.
- Message & Data Rates: Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies depending on event schedules and membership interactions.
- Opt-Out Instructions: You can cancel the SMS service at any time. Just text STOP to opt out. After sending STOP, we will send you an SMS message to confirm that you have been unsubscribed.
- Customer Support: For help or questions regarding SMS messaging, text HELP or email us at admin@ebpa.net or call 213-344-5225.
- Carrier Liability Disclaimer: Wireless carriers (AT&T, T-Mobile, Verizon, etc.) are not liable for delayed or undelivered messages.
- Privacy Link: For details on how we handle your mobile data, please review our Privacy Policy.
5. Copyrights and Trademarks
A. All materials contained on the Web Site are copyright protected by the Employee Benefit Planning Association. All rights reserved.
B. No person is authorized to use, copy or distribute any portion of the Web Site including related graphics.
C. The Employee Benefit Planning Association and other trademarks and/or service marks, including logos and designs, found on the Web Site are trademarks/service marks that identify the Employee Benefit Planning Association and the goods and/or services provided. Such marks may not be used under any circumstances without prior written authorization.
6. Links to Third-Party Web Sites
The Employee Benefit Planning Association may provide hyperlinks to third-party web sites as a convenience to users of the Web Site. The Employee Benefit Planning Association does not control third-party web sites and is not responsible for the contents of any linked-to, third-party web sites or any hyperlink in a linked-to web site. The Employee Benefit Planning Association does not endorse, recommend or approve any third-party web site hyperlinked from the Web Site and will have no liability to any entity for the content or use of the content available through such hyperlink.
7. No Representations or Warranties; Limitations on Liability
THE EMPLOYEE BENEFIT PLANNING ASSOCIATION DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE WEB SITE, THE MATERIALS, ANY PRODUCTS, INFORMATION OR SERVICE PROVIDED THROUGH THE WEB SITE, OR ANY SITES LISTED THEREIN, AND THE WEB SITE WILL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. THE WEB SITE DOES NOT WARRANT THAT IT WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN IT WILL BE CORRECTED. THE WEB SITE IS PROVIDED ON AN “AS IS, AS AVAILABLE” BASIS.
IN NO EVENT WILL THE WEB SITE OR ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS AND THE ASSIGNS OF SAME BE LIABLE FOR (1) ANY INCIDENTAL, CONSEQUENTIAL OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE WEB SITE, THE MATERIALS OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE WEB SITE OR DOWNLOADED FROM THE WEB SITE, EVEN IF THE WEB SITE OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (2) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS OR OTHER INACCURACIES IN THE WEB SITE, THE MATERIALS AND/OR LISTINGS OR INFORMATION DOWNLOADED THROUGH THE WEB SITE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
8. Indemnification
You agree to indemnify, defend and hold harmless the Web Site and its members, managers, officers, employees, agents and the assigns of same, from and against any and all loss, costs, expenses, including reasonable attorneys’ fees and expenses, claims, damages and liabilities related to or associated with your use of the Web Site and any violation of these Terms of Use by you.
9. Governing Law and Jurisdiction
These Terms of Use constitute a contract made under and shall be governed by and construed in accordance with the laws of the United States of America and the State of California.
10. Changes to These Terms of Use
The Employee Benefit Planning Association reserves the right to change these Terms of Use at any time by posting new Terms of Use at this location.
11. Support & Contact Information
If you have questions regarding these Terms of Use or require support, please contact us at:
Employee Benefit Planning Association (EBPA)
8175 Limonite Avenue Suite A
Jurupa Valley, CA 92509
Phone: 213-344-5225
Email: admin@ebpa.net

